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Mortgages & Re-Mortgages

A mortgage is a loan that you use to buy a property and is secured against the property that you are purchasing.

Looking to Re-Mortgage?

Get your mortgage in 4 simple steps

Mortgage quotes.

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Best deal for you.

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Expert advice.

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Peace of mind.

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We know mortgages can be complicated

When you buy a home or property, you will put down a cash deposit (usually at least 5% of the property price) and pay the rest using a mortgage from a bank or building society. You then pay the mortgage plus interest back in monthly instalments over a set number of years.

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Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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Think carefully before securing other debts against your home

To buy a home, people will usually take out a large loan (Mortgage) from one of the thousands of lenders and products to facilitate the purchase.  This can be daunting and confusing to decide on probably the biggest financial outlay of your life.

To buy a home, people will usually take out a large loan (Mortgage) from one of the thousands of lenders and products to facilitate the purchase.  This can be daunting and confusing to decide on probably the biggest financial outlay of your life.

Who do you choose for your mortgage? In an ever-competitive property market, it can be difficult and often confusing to find the right product or products to suit your individual situation.

Less than perfect credit histories, high loan to value mortgages and many other personal situations can make these decisions even more difficult. It can sometimes feel like trying to find a needle in a haystack, only with the added pressures of wanting to own your own home. It will often require a very personal service to find a suitable product and lender.

So why choose Ocreas?

Access

At Ocreas Financial, we have access to a whole of market panel of lenders to suit the majority of circumstances and needs even if not so straightforward.

Solutions

We pride ourselves on finding a solution to our clients needs that enables them to make the successful purchase of their dream home as straightforward and smooth as possible whilst ensuring that it is affordable and suitable to meet their financial circumstances.

Understanding

Confidence

Our panel of experienced mortgage advisors will provide you with the skills and understanding of the current markets to place you in pole position for finding the right lender and product.

We are like the match makers for your ideal lender. We provide insight into the markets and can show you how it all works so that you are able to make an educated decision on your future. We are here to provide you with confidence in your decision.

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Finding the

solution

At Ocreas financial we offer a dedicated personal service to every customer designed to find the perfect solution to fit individual requirements. We take great care to match our advice and products to the exact requirements of the customer.

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A bespoke

service

By providing a bespoke service we ensure that the customer receives quality service and that the product is carefully selected from a range of providers to meet the exact financial and lifestyle needs of the client.

Following your experience with Ocreas Financial you will secure the right product for your needs with a much better understanding of the market. It is the confidence we provide you that will really make the difference.

Feeling that you know that you got the right deal and why, provides you with satisfaction which helps you move on with life.

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Call: 01642 432 606

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Address:

Castlegate Business Centre 
Stockton-on-Tees
TS18 1BG

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