Welcome to Ocreas
Financial North Limited

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Ocreas Financial North Limited Services

Discover Our Expertise

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Financial Services

Expert Guidance

With years of experience, our staff has the capabilities and expertise to advise you on many differing levels of your financial life. 

The Why

Confidence

We started our journey by wanting to make a tangible difference to the industry. We believe that every individual have their own needs and personality. We want to engage with the that person and their personal requirements to ensure they have what they need. Our offering is wide which provides support across most financial support for both personal and individual needs. Our team are the difference and we are alway looking at ways to move forward to help more people with delivering on their needs.

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Mortgage Services

Regulated Mortgages – First, Second, and Subsequent Charge


A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.


Think carefully before securing other debts against your home.

 

Mortgages

Confidence

In order to buy a home, people usually have to take out a very large loan from a lender.  This loan is called a mortgage.  At Ocreas Financial, we have access to a whole of market panel of lenders to suit the majority of circumstances and needs even if not so straightforward.

Second Charge Mortgages

Second charge mortgages are often called second mortgages because they have secondary priority behind your main (or first charge) mortgage. They are a secured loan, which means they use your home as security should you be unable to pay.

Insurance Services

The Financial Conduct Authority does not regulate will writing, inheritance tax and trust planning and most forms of buy to let mortgage.

 

Ocreas Financial North has no control or responsibility for the pages you are about to access, or to where any subsequent links may take you.

 

Life Cover

Life cover is insurance which pays out a sum of money on the death of the insured individual.  This can be set up to provide a lump sum or monthly income to support loved ones should the worst case happen.

Critical Illness Insurance

Critical Illness insurance is traditionally written to protect your mortgage but can be used to protect any debt or lifestyle.   

 

Should you be diagnosed with a serious illness as defined by your policy, your insurer could pay a lump sum cash payment.

Income Protection

Unlike Critical Illness cover, Income Protection could cover almost any medical condition which prevents you from working. Income Protection can top up your existing protection from work or put in place sick pay if you aren’t fortunate enough to have this protection from your employer.

Building & Contents Cover

Buildings and contents insurance is placed under the bracket of home insurance. It is a combined insurance that will cover or replace any damage that might occur to your house or your contents, including loss.

Professional Services

The Financial Conduct Authority does not regulate will writing, inheritance tax and trust planning and most forms of buy to let mortgage.

 

Ocreas Financial North has no control or responsibility for the pages you are about to access, or to where any subsequent links may take you.

 

Private Medical Insurance

Private Medical Insurance (PMI) is an insurance policy designed to meet some or all of the costs of private medical treatment as outlined in your policy.

Business & Commercial Insurance

Designed to keep your business and you protected from staff perks and benefits, death in service policies, group private medical insurance to key person and shareholder insurance.

Wills & Trusts

A will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children. Trusts are a way of managing your assets such as your life insurance and making sure the money ends up in good hands should you pass away during the policy term. Our Wills & Trusts provider is: www.dswills.uk.

 

Contact Us

Castlegate Business Centre

3rd Floor

Walker House

High Street

Stockton on Tees
TS18 1BG

01642 432606

Home

About Ocreas

Meet the Team

Contact Us

Privacy Policy

Mortgages & Re-Mortgages

Second Charge Mortgages

Life Cover

Critical Illness

Income Protection

Call: 01642 432 606

Email:

Address:

Castlegate Business Centre 
Stockton-on-Tees
TS18 1BG

©2020 by Ocreas Financial North Limited.